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Getting insurance for your Baton Rouge, LA senior is a critical way of ensuring that they are healthy and safe. Contact us at Insurance & Financial Services, Inc. to learn more about your options here. Most of the time, seniors over the age of 65 automatically qualify for Medicare but you can also get them supplemental plans or private coverage that expands their care.
What Types of Medicare is Available
There are several types of Medicare plans available for your loved ones. These include:
- Part A – Covers hospitalization and home health care.
- Part B – Manages medical services, like doctor visits and x-rays.
- Part C – Lets you buy other types of policies through private companies.
- Part D – Covers prescription drugs.
Most seniors will automatically qualify for these types of plans and will require very minimal payments. For example, some will have only minimal yearly costs that you or your senior must pay to keep their coverage active.
When Supplemental Policies are Wise
While Medicare will typically cover most of your loved one’s needs, there is a chance that there are gaps in their coverage. In this situation, you can buy Medigap policies to help them become fully covered. For example, these policies help manage co-insurance prices and stays while at a nursing home. They are usually a cheaper alternative to simply paying for this type of coverage out of your own pocket.
We Can Protect Your Senior Loved Ones
So if you think that your Baton Rouge, LA area seniors need high-quality health insurance to protect them from serious issues, please don’t hesitate to contact us at Insurance & Financial Services, Inc. Our high-quality insurance providers can make sure that your loved ones get the full coverage that they need to be healthy.