A newly constructed home should be inspected before moving in. This inspection determines the structure’s safety and helps choose home insurance products suitable for the occupants.

The Home Inspection Process

The inspection should be conducted after the construction crew has finished the project. Before the inspection, all the equipment used to construct the home should be removed.

The inspection will include assessing the property and the home built on it. It may be conducted in stages, and the person performing it may take notes during the inspection.

Building Materials

The building materials used to construct your home should provide a solid thermal envelope. The design of the building materials will also be assessed.

The inspector may take note of the quality of the materials. They may also consider if your home is susceptible to fires, break-ins, floods, and other types of disasters. If your home is at risk of a potential disaster, you may be advised to seek a specialized type of home insurance that will protect your property.

Security Devices

Assessing the security devices on your land and in your home will determine the threat of criminal activity.

Acquiring extra home insurance could be beneficial if you do not have many security devices installed. Home insurance that protects against criminal activity can help you rehabilitate your home if it is broken into.

Contact An Agent Serving Baton Rouge, LA

Once your new home has been inspected, contact one of our agents. An insurance representative from Insurance & Financial Services Inc. will review the inspection report and recommend home insurance products.