Home insurance protects homeowners in many ways. Every homeowner needs to have this insurance for a number of reasons. If you don’t have home insurance yet or are closing on your home soon, give us a call at Insurance & Financial Services Inc. in Baton Rouge, LA, to get your policy. It’s never a good idea to go without this protection. 

It’s Likely Required for You

For most people, having home insurance is required by one entity or another. If you have a mortgage, even if it’s just a second mortgage, you will be required by the lender to protect the property by having this insurance. It’s also required by virtually all homeowner’s associations, or HOAs. Even if you don’t have an HOA, the covenants of the area will likely require you to have this insurance. People don’t want damaged properties in the area that end up abandoned because there’s no money to fix them. 

It Protects Against Major Damage

If you didn’t have homeowner’s insurance, you would be responsible for paying for damaging incidents that cause major problems for your home. These may be accidents, disasters, calamities, etc. Not being able to pay for the repairs can be devastating for a homeowner and their household. It can leave the home uninhabitable and cause you to have to live elsewhere at your own expense. 

It Protects Your Belongings

Another important reason you need this insurance is that it offers protection for all of your belongings. When you have home insurance, and your belongings are ruined in a damaging incident, the policy can pay for the repairs. You’ve invested a lot in what you have and need this protection in case major items are damaged. 

Get Home Insurance Today

Call us at Insurance & Financial Services Inc. in Baton Rouge, LA when you need coverage.